Mastercard prepares safeguards against SI agents that spend money on their own: the decision stays with a human
Prepared by Sintelligent with the help of SI. Published in SI: . Updated: .
Payment networks are learning to trust SI agents with purchases, but leave a human the option to say no.
According to Fortune, Mastercard is developing Agent Pay, where SI assistants buy on a user's behalf within set limits (for example, tickets within a budget), and Agent Pay for Machines, where autonomous systems pay each other within limits. President and chief technology officer Ed McLaughlin said humans need to be brought "back into the loop" so that even if an agent fails, someone can say no, and for that it matters to know which agent is paying, who authorized it and what it is allowed to buy.
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